SPECIALIST COMMERCIAL FINANCE FOR ABN HOLDERS

COMMERCIAL VEHICLE & MACHINERY FINANCE FOR COMPLEX CREDIT

EVEN WHEN THE BANKS SAY NO

Specialist finance for Australian ABN holders with bad credit, defaults, previous declines, bankruptcy, low credit scores or non-standard circumstances. From specialist lenders to rent-to-own, we find a pathway that fits your situation.

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SEE HOW IT WORKS >

● 600+ Clients Funded

● Specialist Lenders for Complex Credit

● Previous Declines Welcome

● Approved & Settled in Days

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What’s Your Situation?

bloom reset

I’ve been declined or have credit issues

Bad credit, defaults, bankruptcy, low credit score, new ABN or non-standard circumstances – Bloom Reset is our specialist pathway built for exactly this.

✓ Specialist lender network for complex credit
✓ Rent-to-own when traditional finance isn’t an option
✓ Deal restructuring & work-source assessment

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Standard Finance

I have strong credit and want a competitive rate

For strong, straightforward profiles

Access our 40+ lender panel for competitive rates on vehicle & machinery finance.

standard finance

REAL CLIENTS, REAL REVIEWS

What Our clients Say

    
 
 
       Posted on Google  
   
   sagar prajapati 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam was extremely helpful throughout the process and help me deal with problems that i wasn't even aware of. Extremely thankful 👍🏻
  
 
      Posted on Google  
   
   ANTHONY Mehic 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam at bloom financial was awesome to deal with his service was quick and very professional, he explained everything in a way that made sense making the whole process stress free. Would highly recommend
  
 
      Posted on Google  
   
   Zoe Hutchinson 
 
 
 
 Trustindex verifies that the original source of the review is Google. My Experience as a client at Bloom financial services was nothing short of exceptional. As a first time borrower Adam was brilliant at explaining everything to me and never failed to answer any of my questions, always responding immediately this lead to my experience being absolutely stress free. Adam always had my best interests in mind and only wanted to find me the best possible deal and kept me informed during the entire process. I would highly recommend Bloom financial to anyone looking for quick and quality service.
  
 
      Posted on Google  
   
   Joanna Li 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had an amazing experience working with Adam and Laura. From start to finish, they were professional, knowledgeable, and truly dedicated to helping me achieve my goals. They took the time to understand my needs and guided me through every step of the process with patience and clear communication.
  
 
      Posted on Google  
   
   Samuel Tate 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam is the consummate proffessional. His knowledge of the industry and varying finance providers meant that my wife and I always felt in safe hands when he was looking after our loan. I would definitely recommend using his service's
  
 
      Posted on Google  
   
   James Cassidy 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam was a great help in sorting finance for a new work vehicle, great advise and more than willing to go a step further to make the process as easy as possible from start to finish. I'll be back in future for sure!
  
 
      Posted on Google  
   
   Billy Priest 
 
 
 
 Trustindex verifies that the original source of the review is Google. Good value and simple approval
  
 
      Posted on Google  
   
   Tim Kaliyanda 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam and Laura truly are the best in the business!! They saved me so much time and hassle by making the process so easy and getting us amazing rates. Really positive experience.

Why Bloom Is Different

We Don’t Just Say No and Move On

Most brokers stop at the first decline. We assess difficult deals properly – understanding lender appetite, restructuring where needed, and using specialist lenders and rent-to-own when mainstream finance won’t work.

Specialist Lender Network

Access to lenders who genuinely assess complex credit, not just decline it.

Deal Restructuring

We look at how a deal can work, not just whether it fits a standard box.

Rent-to-Own Pathway

When traditional finance isn’t available, RTO keeps you moving.

Real Complex-Case Experience

Bankruptcy, defaults, visa holders, new ABNs – we’ve funded them all.

HOW WE ASSESS COMPLEX APPLICATIONS

Current Work

Confirmed contracts or income-generating work.

Deposit / Security